Housing Rehabilitation Program

Houses

Has your home seen better days? St. Vincent de Paul Society of Lane County and the City of Florence have federal funds (through the Oregon Community Development Block Grant program) to repair homes in the Florence area!

If you own your home, or are currently buying a home, and make less than 80% of the area median income (see chart below - income limits updated May 2023), you may qualify for a loan to make important repairs to your home. The 80% Area Median Income (AMI) limits displayed in the table below have were updated in May of 2023 by U.S. Department of Housing and Urban Development.

Loans are offered at 3% interest (1.149% APR) with no monthly payment until your home is sold or transfers ownership. 

Appropriate projects include: 

  • Roof Repairs
  • Foundation
  • Dry Rot
  • Plumbing
  • Electrical
  • Heat Systems
  • Windows & Doors
  • Insulation
  • Siding 
  • Paint
  • Accessibility Changes - ramps, bathroom upgrades, etc
  • Much More!
Household Size: Max. Income:
1 $47,250
2 $54,000
3 $60,750
4 $67,450
5 $72,850
6 $78,250
7 $83,650
8 $89,050

 

To find out more about the City of Florence's Fair Housing Act policies please click on this link